Checking Accounts

Texas Star Bank offers a full array of checking accounts that are simple and functional for the everyday management of your personal finances.

Text Size: Small TextMedium TextBig Text

Personal Banking: Savings & Investments


Savings Account

  • Minimum opening balance of $100
  • Maintenance fee - $6 quarterly, if minimum daily balance falls below $250 
  • Withdrawal fees
    First 6 withdrawals per quarter - No charge
    Thereafter transactions per item - $2.00
    Limited withdrawals no more than 6 per month: Phone, AFT, Internet, Sweep, Etc

 
 

Minor Savings Account(for those under 18 years of age)

  • Minimum opening balance - $25.00
  • Maintenance fee - quarterly - None
  • Withdrawal fees
    First 6 withdrawals per quarter - No charge
    Thereafter transactions per item - $2.00

     

Money Market Account

  • Earn a higher yield of interest with this investment account.
  • Minimum opening balance of $1,000
  • Monthly fee per statement cycle if minimum daily balance falls below $1,500 - $10.00
  • Withdrawal Limitations:
    6 limited withdrawls per month

    Excess activity fee thereafter transaction per item - $10

     

Money Market Investment Account

An investment account that gives you flexibility and a great rate based on two tiered rates. For balances $30,000 and above get a premium rate, for balances $250,000 and over get an even higher rate of return. 

  • Minimum opening balance of $30,000
  • Monthly fee per statement cycle Average balance below $30,000 - $10
  • 6 limited withdrawals per month to another account or third party by check, draft phone, internet, etc. No Charge

    Excess activity fee thereafter transaction per item - $10

 

 

Certificate of Deposit

Our Most Popular Investment. You can open a CD for a minimum of $1000 and terms range from  90 days to 5 years.. These deposits are FDIC insured up to the maximum allowed by law. Penalties apply for early withdrawal.

 

 

IRA

Whether or not you are covered by pension plan at work; an Individual Retirement Account is a smart way to invest in your future. Compliment your checking and savings with an IRA account today.

 

 

More detailed information is available upon request
during lobby hours at any of our locations.