Checking Accounts



Texas Star Bank offers a full array of checking accounts that are simple and functional for the everyday management of your personal finances.

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Privacy Statement

 

FACTS

WHAT DOES TEXAS STAR BANK
DO WITH YOUR PERSONAL INFORMATION?
         
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

·    Social Security number and transaction or loss history

·    Account balances and credit history

·    Payment history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All finical companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Texas Star Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information 

Does Texas Star Bank share?

Can you limit this sharing? 

For our everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-
information about your transactions and    experiences

No

We don't share

For our affiliates' everyday business purposes-
information about your creditworthiness

No

We don't share

For our affiliates to market to you

No

We don't share

For nonaffiliates to market to you

No

We don't share

 

Questions?       

Call 903-482-5234

 

What we do

 

How does Texas Star Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings. 

How does Texas Star Bank collect my persona information?

We collect your personal information, for example, when you

·     open an account or apply for a loan

·     make deposits or withdrawals from your account or apply for financing

·     make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.

Why can't I limit all
sharing?

Federal law gives you the right to limit only

·      sharing for affiliates' everyday business purposes - information about your
creditworthiness

·      affiliates from using your information to market to you

·      sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See
below for more on your rights under state law.

 

 

 

 

Definitions 

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

·      Texas Star Bank has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.

·      Texas Star Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

·      Texas Star Bank doesn't jointly market.

 

 Other important information

 For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to your for joint marketing -without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi, and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing about your creditworthiness without your authorization.

For Texas Customers. The Texas Star Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; Email: consumer.complaints@dob.texas.gov Website: banking.state.tx.uHYPERLINK "notice.htm?www.banking.state.tx.us" \t "_self" s

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